Imagine ... you are losing control of your money. You reach the end of the month and you start asking yourself where it all went. Personal budgeting is a vital aspect of financial planning. It involves keeping track of your income and expenses and allocating your resources to achieve your financial goals. Here are 30 tips for personal budgeting that can help you manage your finances effectively: 1. Determine your monthly income: The first step in budgeting is to determine how much money you make each month. This can include your salary, any additional income from side hustles or investments. 2. Track your expenses: Keep track of all your expenses, big and small. This includes rent/mortgage, bills, food, entertainment, and more. 3. Create a budget: Based on your income and expenses, create a budget that will help you manage your money effectively. Allocate your resources to your needs and wants. 4. Prioritize your expenses: Prioritize your expenses based on wha