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Showing posts from February, 2023

28 Hints That Someone is Suicidal

Imagine ... you try to catch up with a friend you haven't seen for months. You try to contact the person but there is no reply, neither on the phone, nor via email or social media. You ask other acquaintances if they know more about it, but they know as little as you know. Sadly, you find out that the person committed suicide weeks ago. How would you feel? 

26 Personal Budgeting Tips Not To Be Ignored

Imagine ... you are losing control of your money. You reach the end of the month and you start asking yourself where it all went.   Personal budgeting is a vital aspect of financial planning. It involves keeping track of your income and expenses and allocating your resources to achieve your financial goals. Here are 30 tips for personal budgeting that can help you manage your finances effectively: 1.       Determine your monthly income: The first step in budgeting is to determine how much money you make each month. This can include your salary, any additional income from side hustles or investments. 2.       Track your expenses: Keep track of all your expenses, big and small. This includes rent/mortgage, bills, food, entertainment, and more. 3.       Create a budget: Based on your income and expenses, create a budget that will help you manage your money effectively. Allocate your resources to your needs and wants. 4.       Prioritize your expenses: Prioritize your expenses based on wha

10 Things You Can Do To Shop In A More Sustainable Way

Imagine ... walking into a grocery store, staring down an aisle of shelves packed with plastic packaging, and feeling overwhelmed by the sheer volume of products. Now, imagine being armed with 10 simple ways to make your shopping more sustainable. With just a few small changes to your shopping habits, you can help reduce your impact on the environment, support local businesses, and make healthier choices for yourself and your family.

13 Habits That Will Make You Smarter

Imagine .... you are surrounded by people who impress you on a daily basis. You are not being made feel stupid, however, you realise that you lack in something. You are determined to change this inner feeling and want to take action. Today, not tomorrow. You think of a strategy on how to improve your life and feel smarter as time goes by.